The start of a new year always compels people to take a fresh look at their goals, from health and career to relationships and finance. But with historically low mortgage rates, increased home sales and price growth, and a tight housing inventory, the time is right to also make some homeownership resolutions for 2021. Home buyers, is this the year you work to improve your credit score, pay down some debt, or save for a down payment? Home sellers, we’ve laid out plans for you to get top dollar for your property, including timing your home sale, making your property stand